Going to see the doctor for an emergency or for a regular medical checkup can be expensive and often unaffordable by many, so the government started creating solutions. Whatever the new system will be, the fact that a single payer health system has become too far-fetched is unavoidable. The universal healthcare plan provided to citizens and private health insurance enables people to weigh the pros and cons of private hospitals before making the choice. Implementing universal coverage can be so challenging and complex because there are many factors that need to be addressed. Financial barriers, such as co-pays and deductibles, would no longer stop patients from receiving quality healthcare. List of the Pros of Universal Health Care. Study and historical data shows canadian doctors are earning more ever since the healthcare system is implemented. Call it what you want, I still feel like Obamacare is part of the reason so many people are in a rut. Premiums alone are not going to pay for this program. And to be penalized yearly for not having insurance, as I know many people who choose the fee…..unless the government knows the expenditure and extra money of each household, they are out of line for attaching that kind of fee. Free Healthcare Lowers Administrative Expenses; 4. Those with higher incomes may complain that their money is going to pay for the healthcare of other citizens when it should be going to pay for their own care. Dental insurance cover doesn’t work exactly the same with medical insurance cover. In an ideal world, all countries would have universal health care available to their citizens. Rich people can get Obamacare but it is just as expensive as buying private insurance. They do not have a tax payer pool to help balance cost, so they need a mix of healthy “low utilization” customers to balance out the costly ” high utilization” patients; such as long term diabetes, heart disease, hypertension, long term mental health issues, catastrophic disease such as cancer, etc. Since no single human life is greater than another, the poor can receive exactly the same type of healthcare that would only be afforded to the rich under normal circumstances. Should there be universal healthcare in the United States? It should be considered a basic human right, in which the nation ensures that every person is covered by equal healthcare, regardless of age, gender, or income. In many of these comments there is a common thread—medications. Some points included in the criticism are restricted availability and lengthy wait times for certain elective surgeries or other healthcare options. My suggestions would reduce the cost of healthcare by half and the only people suffering would be lawyers and the media. The fact is that Medicaid also covers health insurance for people with pre-existing condition. My husband was diagnosed with early onset Parkinson’s disease at 68. Commentdocument.getElementById("comment").setAttribute( "id", "a34b8f7f1702f2a094589d89352a2b73" );document.getElementById("fd12bad4c8").setAttribute( "id", "comment" ); © 2021 Formosa Post - Single Payer Health Care | Sponsored by Oral Mart - Kids Mouth Guard. Free Health Care Lowers Costs; 2. Without the government regulating health care costs, hospital fees and insurance premiums, those who set costs in the health care sector basically have free run over the system 1. According to the WHO, health is not just being free from disease, but also includes prosperous conditions of the physical, the soul, and the psychology, and those conditions allow a person to have an economically productive life. According to data from the National Coalition on Health Care, more than 45 million Americans do not have health insurance. We need to offer health care that is available to most other civilized nations. This means that the health care of all residents is covered under one insurance company. Funny thing is some medications that are made by american pharmaceutical companies with exact same amounts, shapes, packaging are somehow have cheaper costs(even without healthcare co payment) than getting same medications from same company in US. As we all know that most state has state insurance. The doctors only require dealing with only one agency that is a government agency. If the MRI is given without their consent, then they may be able to place the cost of the service on the patient, even if the service is covered under the insurance policy. Proponents of universal healthcare base their argument on the fact that no human, irrespective of his social status, should be allowed to go without adequate healthcare. ), are paid by the patient. As we mentioned earlier that if you have a pre-existing condition, you have to apply health insurance cover to a group health insurance plan. Yes, your taxes will be increased minimally but you will not need to pay insurance premiums, co=pays or deductibles. You are wrong. I will say that taking that type of precaution towards the topic was smart although it did not justice to the actual problem, to where people that actually need the care is not getting it and are in more tight spots than regular family’s that are doing just fine. By Steve Hall In all but a dozen U.S. states, proposals to develop or expand a hospital, clinic, outpatient surgery center or similar project must obtain a state agency’s certification that the local community needs the infrastructure or services to be provided there. ... Universal Health Care in Different Countries, Pros and Cons of Each Why America Is the Only Rich Country Without Universal Health Care. The CMS calculation is on a basis of percentage of utilization. No appointments are needed unless you are going to university level hospitals or huge general hospitals. Hence, with universal healthcare, private businesses can free up the funds used for health insurance for investment in other areas of their business. The government that runs Universal coverage are able to collect and analyze data for better health care service we need. Universal Healthcare, which is also known as universal care, universal coverage, and universal health coverage, is a term that is used to address a healthcare system that provides health care and financial protection to every citizen of a specific country. Supporting Universal Health-care without cutting out malpractice would be subsidizing lawyer salaries with our taxes. To introduce some fair competition some countries combine Universal Health Care System with another system that include a private insurance model, prepay and pay as you go. It can limit new technologies. Or is that the cons? There are several universal health care pros and cons worth considering when looking at this system versus a free-market approach. Proof https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3110239/. We are not rich but upper middle class and the ACA doesn’t offer any breaks for those in this economic status. In general, Medicare cover people with the pre-existing condition. The highlight of the current healthcare policy is that there are too many people with severe health problems who use the Obamacare exchanges. Why Single Payer Healthcare is Impossible, Why the Solution is Single Payer Healthcare, What You Should Know about Pre-Existing Condition. This is a very good article, It is written very well to make everybody understand what the issue are concerning health care industries. So no centralized healthcare system DOES NOT LOWER THE WAGES OF DOCTORS. There is a reason why so many countries have it and it’s because it works and it’s fair! I see that a lot of the cons have to do with the ability of the Federal Government to distribute services and collect funding. Also, my tax dollars go for people who need free medical coverage so I am in turn paying for other people’s too. How about basic coverage for all; then we can buy a supplemental policy for say, the 30% not covered by universal. These countries, unlike the United States, promote the universal healthcare system, which is being advocated by the WHO. The single payer healthcare system is believed to address a number of healthcare problems in the U.S. They do not trust the current government to handle and implement the policy. I see no comments to the contrary. It simplifies the rules process. IF ‘they’ closed those tax loop holes for companies overseas that they talk about or remove the SS cap, do away with oil subsidies etc ,require corporations to actually pay what their tax rate IS; where would we be? Not everyone qualifies at all times for this medical access. The HIPAA guideline said that the maximum time for you to wait to get coverage for your pre-existing condition should longer than 12 months or 18 months for late enlistment. There is the crux—the unknown. I understand lots of other countries have universal health care but lets not forget America is said to the be greatest country. That is for a reason, we are a free market society. The latest programme of Obama care provides subsidies to the health care insurance company. No more money grab to each nurse and guardian and social worker it is not your decision what someone does with their life it is up to the individual not you. In fact, a survey showed that, on average, America spends 50% more than the next-highest country. If this type of healthcare system is implemented in the United States, every resident would be covered for all medically necessary services, such as doctor’s visit, preventive treatment, hospital stays, mental health treatment, long-term care, dental care, reproductive health care, prescription drugs, vision care, and medical supply costs. Costs on those programs rose nearly 600% for employers, and nearly 300% for consumers since implementation. The main point to note is that ALL individuals will have the option and right to health care whether they choose to go public or private. That is because there is less funding available to research new technologies within the field. Implementing a, Existing U.S. government healthcare programs, such as Medicare, Medicaid, and the Children’s Health Insurance Program or other types of programs like. Therefore, it is better for you to pay monthly insurance payment. To summarize, a single payer system in today’s United States is faced with intertwined political and policy problems that are insurmountable. 7. If there are changes to the system, they are afraid that it will affect their health coverage, such as losing access to necessary care. As of 2011, about 59.5% of Americans were enjoying health insurance through their employer in the private sector. Democrats. Governments aren’t that great at running large systems, and asking the government to run healthcare could lead to a lot of problems. Adding in the last two cost factors drives the CMS utilization cost per patient in to the thousands. Children who have access to health education and care resources are less likely to get involved with crime, take advantage of welfare programs, or deal with chronic health issues as an adult. How Climate Change Affects Effectiveness of Universal Health Care? In Europe and other parts of the world, most developed countries have one form of universal, publicly-financed healthcare. This type of healthcare does not discriminate against anyone. Those involved in research would only have one paymaster, which would be the government. This is shown in the UK and other European countries where universal healthcare is being practiced, with taxes increasing year after year. They have more time and energy for the patient that they take care of. That means people might schedule an appointment for any reason at all or not take care of themselves as they probably should. You want government intrusion and limited freedoms, move to Europe. 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